http://dbplans.com 
406 Court St.
Savannah, MO 64485

Nichols Actuarial Consulting brings a distinctive combination of knowledge, experience and personality. Joe Nichols has worked in both the public and private sectors, and his depth of understanding as a consultant and pension expert is unmatched. There are other actuaries who may possess the same knowledge, but Joe has the ability to communicate the complex issues surrounding pensions into terms that are understandable.